You built it.
Now protect every bit of it.
Without a plan, the government decides what happens to your home, your savings, and your family. A revocable living trust changes that — giving you full control while you're alive and protecting the people you love after you're gone.
Attorney-drafted. Personal guidance. No court. No delays. No surprises.
of Americans do not have a will — leaving their families exposed to probate, delays, and government decisions.1
Probate is expensive and public.
When you die without a trust, your estate goes through probate court. The filings become public record — your home, your accounts, your debts. And your family may wait many months before receiving anything.
The government has a default plan for you.
It's called intestate succession — and it may not match what you actually want. Your assets could go to the wrong people, in the wrong order, at the wrong time.
Wills alone don't protect you.
A will still goes through probate. A living trust is designed to bypass the court entirely, keep things private, and let your family move forward without the legal nightmare.
A revocable living trust
changes everything.
It's not just a document. It's a complete system built to keep your family out of court, out of conflict, and in control — the way you intended.
The court runs the process.
- Your family can wait many months in probate
- Your estate filings become public record
- A judge — not you — decides who gets what
- Legal and administrative fees come out of your estate
- Loved ones face delays accessing funds
- Family conflict with no clear instructions
- Minor children may need a court-appointed guardian
You run the process.
- Assets transfer under your trust terms — designed to avoid probate
- Your affairs stay private, as they should
- You decide who gets what, when, and how
- More of your estate stays intact for the people you love
- Your successor trustee can act without waiting on a court
- Clear instructions reduce confusion and conflict
- You name a guardian for your children on your terms
This isn't just for the wealthy. If you own anything — a home, a car, a bank account — you have an estate to plan for.
Get My Trust Started →Everything you need.
Nothing left exposed.
Revocable Living Trust
The attorney-drafted core document that holds your assets, names your beneficiaries, and is designed to keep everything out of probate court.
Pour-Over Will
Catches any assets not yet titled in your trust and directs them there — closing the gaps most plans leave open.
Financial Power of Attorney
Names someone you trust to manage your finances if you're ever unable to do so yourself.
Healthcare Directive
Documents your medical wishes so your family isn't forced to make impossible decisions under pressure.
HIPAA Authorization
Allows the people you designate to access your medical information when it matters most.
Asset Funding Guidance
We walk you through exactly how to title and transfer your assets into the trust — the step most people skip, and the one that makes the trust actually work.
Beneficiary Review
We review your accounts, insurance policies, and retirement plans for outdated or missing beneficiary designations.
Personal Walkthrough
Every client gets a personal session explaining their documents — so you know what everything means and what to do next.
If you own anything,
you have an estate.
The myth that trusts are "only for the wealthy" has cost families time, money, and peace of mind. Here's who tends to benefit most.
Homeowners
If your name is on a deed, probate applies to you. A properly funded trust is designed to transfer your home to your family without a day in court.
Parents With Minor Children
Without a plan, a court appoints a guardian for your kids — not you. Protect your children by making that decision yourself, in writing, in advance.
Married Couples
A joint trust is structured so the surviving spouse has uninterrupted access to what they need, without waiting on court involvement.
Single Adults
Without a plan, state intestacy law may send your assets to family members you'd never choose. Your trust names exactly who gets what.
Retirees & Pre-Retirees
You've spent decades building your nest egg. Don't let probate fees and delays undo that work in the final chapter.
Anyone With Retirement Accounts
IRAs, 401(k)s, and 403(b)s need beneficiary designations that actually coordinate with your plan. One mistake can create avoidable taxes for your heirs.
Not sure whether you need one? That's exactly what the review is for.
Book My Free Estate Review →A trust is one part
of seven.
The YWAIT Protection Planning System™ looks at your family in seven layers. A trust is one piece of that — a powerful piece, but no single document protects everything. Your estate review walks through all seven so you can see which layers are already strong and which ones are exposed.
The Comprehensive Estate Plan is designed to address all seven layers. Whether each one is genuinely covered for your family depends on your assets, how they're titled, and who's named on your beneficiary forms — which is exactly what the review is for.
Simple. Guided.
Done right.
We handle the moving parts. You show up for the conversations.
Book Your Estate Review
A free, no-pressure 60-minute conversation about what you own, who you want protected, and what happens without a plan. No paperwork upfront.
We Design Your Trust
We gather the details and coordinate with the drafting attorneys to produce your revocable living trust package — built around your family, your assets, and your wishes.
Sign & Fund It
You review and sign your documents, notarized and witnessed. Then we walk you step by step through funding the trust — transferring titles, accounts, and assets in properly.
You're Protected
Your family has a plan. Your wishes are documented. And you set the pace throughout — most clients finish in a few weeks, but the timeline is yours.
The YWAIT Estate
Planning
Organizer™
A 212-page workbook that walks you through gathering everything your family would need — accounts, policies, deeds, beneficiaries, contacts, and wishes — in one place. Work through it on your own, at your own pace.
Apply 100% of your purchase as credit toward a full trust package within 30 days of purchase. Ships directly from YWAIT.
Real families.
Real peace of mind.
I kept putting it off because I thought trusts were for rich people. Jessica showed me that wasn't true at all. Now my family is protected and I actually understand what's in my documents.
My husband passed away and we had no plan. The probate process was a nightmare — it took over a year and cost thousands. I got my trust done with Jessica so my kids never have to go through what I did.
Jessica walked me through every page and explained it in plain English. No legal jargon, no pressure. I left feeling like I finally had my act together.
The statements above are testimonials from actual clients of YWAIT regarding estate document and insurance services. These clients were not compensated in cash or in kind for their statements, and no promotional arrangement exists between YWAIT and the individuals quoted. Client names have been shortened to protect their privacy. These statements reflect the individual experience of each client and are not representative of the experience of all clients. A testimonial is not a guarantee of any future result or outcome, and your experience will differ. YWAIT has a material conflict of interest in presenting testimonials, because favorable statements promote our business and may lead you to purchase products or services from which we earn compensation. YWAIT is compensated through flat fees for estate document services and through commissions paid by insurance carriers.
Everything you've
been wondering about.
How is a trust different from a will?
A will tells people what you want after you die — but it still goes through probate court, which is public, slow, and costly. A living trust is designed to bypass probate entirely, so your family can access your assets under the terms you set without court involvement. Think of a trust as a will that actually works while your family needs it to.
Do I need to be wealthy to need a trust?
No — and this is the biggest myth in estate planning. If you own a home, have a bank account, or have children, a trust is worth evaluating. Probate applies regardless of wealth. The cost of not having a plan is often far greater than the cost of putting one in place.
What happens to my assets during my lifetime?
Nothing changes in how you use them. You remain in full control of everything in your trust while you're alive. You can still sell assets, refinance your home, and access your accounts. The trust simply holds title so things move smoothly when it matters.
Can I change or cancel my trust?
Yes — that's what "revocable" means. You can amend, update, or revoke your trust at any point during your lifetime. Life changes, and your plan should change with it. We recommend a review every 3–5 years, or after any major life event: marriage, divorce, a birth, a death, a move to another state, or a significant change in assets.
How long does the process take?
Most clients complete their trust within 2–4 weeks of their first consultation. The review call takes about an hour. After that we handle the drafting and guide you through signing and funding — and you set the pace from there. If you need longer, that's fine. Nothing moves forward until you're ready.
What does it cost?
A flat fee of $2,495 for the complete estate plan. That includes your first year of account access, which covers unlimited updates and changes. After the first year, continued account access — including unlimited updates, changes, and restatements — is $29.95 annually.
There are no hourly charges and no per-document fees. You'll know the full cost before anything is drafted.
What's included in the plan?
- Revocable Living Trust
- Certificate of Trust
- Last Will & Testament
- Financial Power of Attorney
- Healthcare Power of Attorney
- Living Will
- Advance Directives
- Online Funding Kit
- Unlimited Funding Letters
- Online Document Vault
- 24/7 Account Access
- Unlimited Updates & Changes
- Unlimited Restatements
- First-year account access included
Added Bonuses From YWAIT
- Retirement Review
- End-of-Life Planning Session
Plus no-cost consultations and concierge support for you and your loved ones when you need it most.
Do I need an attorney?
Your documents are attorney-drafted through our professional partnership, prepared in accordance with the estate laws of your state and county. You get the substance of attorney-drafted documents together with the personal guidance and hand-holding of YWAIT at every step.
YWAIT is not a law firm and does not provide legal or tax advice. You should consult an attorney and a qualified tax professional licensed in your state regarding your specific circumstances.
Is my trust valid in every state?
Your trust is drafted to be valid in all 50 states, and Jessica is licensed nationwide for the financial and funding side of your plan. If you move, let us know — inheritance and property law varies by state, and your documents and titling should be reviewed after a relocation.
Stop waiting. Start planning.
One conversation tells you where you actually stand — what's protected, what's exposed, and what it would take to fix it. No pressure, no obligation.
Attorney-drafted · Valid in all 50 states · No pressure
Every Thursday at 4:00 PM PT / 7:00 PM ET — 50 minutes plus live Q&A. Free to attend, nothing to buy.
Sources & Citations
- Caring.com, 2025 Wills and Estate Planning Study (conducted with YouGov; 2,500+ U.S. adults aged 18 to 55+). 24% of respondents reported having a will, 13% a living trust, and 4% other estate planning documents — meaning approximately 76% do not have a will. Available at caring.com/resources/wills-survey.
- American Bar Association, Division for Public Education, Wills and Estates: The Probate Process — "The average estate completes the probate process in six to nine months." Available at americanbar.org.
- Judicial Council of California, California Courts Self-Help Guide, If You Need Formal Probate — "The entire process typically takes 9 to 18 months and can sometimes take even longer," and describes administration and attorney fees set by law as a percentage of the total value of the estate. Available at selfhelp.courts.ca.gov/probate/formal-probate.
- California Probate Code §§ 10800–10810 (statutory compensation schedule): 4% of the first $100,000 of the gross value of the probate estate, 3% of the next $100,000, 2% of the next $800,000, with the personal representative and the attorney each entitled to that schedule — up to approximately 8% combined on the first $100,000. Probate fees and procedures vary by state.
Figures describe general probate outcomes and are not predictions about your estate. Probate timelines, fees, and procedures vary significantly by state, by county, and by the size and complexity of the estate, and contested matters take substantially longer. Nothing on this page is legal or tax advice. Consult an attorney and a qualified tax professional licensed in your state before acting.
