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Stop waiting. Start Building...
a Secure Retirement,
a Strong Business,
and a Protected Legacy.
YWAIT helps individuals, families, and business owners protect what they’ve built—through retirement planning, insurance strategies, and estate planning solutions like revocable living trusts designed to keep loved ones out of probate and in control.
Who we work with
From growing assets and securing income and estate, to protecting what’s important, and optimizing your business and profits—
Individuals & Families
*Ages 18–95 who want clarity on retirement and financials
*Perfect for professionals, homeowners, parents, and anyone who doesn’t want to leave money or family protection to chance.
Small Business Owners
*Local service businesses (plumbers, cleaners, pest, landscapers, etc.)
*Owners tired of manual follow-up, losing leads, or not showing up online and want simple marketing, better systems, and predictable clients.
*Organizations of Individuals We Have Served
Start with a simple, no-pressure review
Retirement Income Gap Review
Will your income last as long as you do?
Let’s find out — clearly and simply.
Most people don’t realize how fast money disappears once the paychecks stop.
This review shows you exactly where you stand — and what to fix — so you don’t outlive your income.
Estate Planning
Its either YOUR plan or the GOVERNMENTS plan...
Protect Your Family From Probate, Confusion, And Court Delays.
Attorney-Drafted Living Revocable Trusts —With Personal Guidance Every Step of the Way
✔ Avoid probate
✔ Keep your family out of court
✔ Make sure your wishes are followed
Life Insurance Coverage Analysis
The right type. The right amount.
No confusion. No sales pressure.
Life insurance is confusing — and most people have the wrong type, wrong amount, or no plan at all.
This analysis shows you exactly what you need based on your goals, income, and family situation.
Business Planning Session
Fix the leaks. Simplify the systems.
Grow with clarity
Small business owners lose money from missed calls, slow follow-up, bad websites, and zero automation.
In this session, we audit everything and show you exactly where you’re leaving money on the table.
Why YWAIT is different
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Experience
✔ One Advisor for Personal & Business
Your money, family, and business are connected. We help you make decisions that work together — not against each other.
✔ Education First. Pressure Never.
You get clear numbers, simple explanations, and transparent options. You choose the path — not the other way around.
✔ Simple Systems, Real Results
-For retirement and insurance, we cut the noise and focus on what matters.
-For businesses, we only install what you’ll actually use.
What we can help you with
Retirement Planning
Your retirement shouldn’t be built on guesswork. We help you understand your income, risks, and options so you can retire confidently.
Retirement Income Gap Reviews
Pension & Social Security strategy
Pension Maximization
Income Timeline & Projections
Tax-Efficient Withdrawal Planning
Rollover Guidance (403b, 457, IRA, TSP)
What you’ll walk away with:
-Your true retirement income timeline
-Pension + Social Security optimization
-Gap identification (inflation, taxes, expenses)
-Strategies to extend income for life
-A clear, written retirement action plan
Estate Planning
Protect your family, your assets, and your legacy—without leaving them stuck in probate or the courts.
Life Insurance Needs Analysis
Term Life Insurance
Whole Life Insurance
Indexed Universal Life (IUL)
Final Expense / Burial Coverage
Mortgage Protection
Policy Reviews & Replacement Options
Legacy & Beneficiary Planning
What we analyze:
- Whether your family would go through probate today
- If your assets are properly titled or exposed to court involvement
- Gaps between your insurance, retirement, and estate plan
- Outdated or missing beneficiaries and decision-makers
- Risks of family conflict, delays, and unnecessary costs
- Strategies to protect your assets, maintain privacy, and pass on your legacy
Most families don’t realize they’re at risk of probate until it’s too late. We help you fix that—before it becomes a problem.
Insurance Planning
Protect the people you love and the income you depend on with coverage built for your life — not a one-size-fits-all approach.
Life Insurance Needs Analysis
Term Life Insurance
Whole Life Insurance
Indexed Universal Life (IUL)
Final Expense / Burial Coverage
Mortgage Protection
Policy Reviews & Replacement Options
Legacy & Beneficiary Planning
What we analyze:
-Personalized coverage needs
-Term vs. Whole vs. IUL vs. Final Expense
-Whether your current policy is enough
-Gaps, outdated beneficiaries, and hidden risks
-Strategies to protect income, pay off debt, and leave a legacy
Business Marketing & Operations
Your business deserves simple systems that bring in leads, follow up automatically, and help you grow without the chaos.
Smart Website + CRM Bundle
Google Business Optimization
Review & Reputation Management
Automation for Leads & Bookings
Lead Gen Funnels & Landing Pages
Email + SMS Nurture Campaigns
Voicemail Drop Automations
Small Business Systems Audit
What you’ll walk away with:
-Online visibility audit (Google profile, reviews, website)
-Lead generation + follow-up breakdown
-Opportunities for automation
-Info on our Smart Website + CRM bundle
-A prioritized action plan
Not sure where to start? Book a 15-minute Discovery Call.
How working with YWAIT works
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Experience
Step 1 – Talk
We learn about your goals, your situation, and what matters most.
Step 2 – Map
We create your personalized wealth plan or business systems roadmap.
Step 3 – Implement
Choose your next steps. We guide you through everything, start to finish.
Step 4 – Support
Ongoing reviews, tune-ups, and coaching so you’re not doing this alone.
Meet Your Partner
Jessica Wade
FINANCIAL ESTATE CONSULTANT
I’m an estate planner, retirement strategist, licensed insurance advisor, and business systems consultant — but at my core, I’m someone who helps people finally feel in control of their money, their future, and the business they’re building.
I created YWAIT because too many people wait… wait for clarity, wait for “someday,” wait for things to get easier. My mission is to remove the confusion, simplify the decisions, and give you a plan you feel confident about — whether it’s your retirement income, passing your estate on, your insurance protection, or the systems running your business.
When you work with me, you get simple explanations, transparent guidance, and personalized solutions built around what you want your life and business to look like.
Focus Areas:
Retirement planning · Estate Planning · Income analysis · Insurance solutions · Business systems · Online presence · Automation · Education
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Experience
At YWait, we believe everyone deserves a confident financial future — not just the wealthy, not just the financial “experts,” but everyday people like you.
Whether you're planning for retirement, protecting your family, or just trying to make smarter business moves, we’re here to give you clear, unbiased advice you can actually use. No jargon. No sales pitches. Just real guidance from someone in your corner.
We serve:
Hardworking individuals and families who want peace of mind
Business owners, educators, tradespeople, and entrepreneurs looking to turn their hard work into lasting security
619.815.8811 | 928.597.3301
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This site provides general information about legal topics. YWait Agency, YWait Consulting, YWait Wealth Management, and YWait Insurance Solutions are not law firms and do not provide legal or tax advice. This site, and the products available on this site, are not a substitute for the advice of an attorney. You should consult with an attorney and tax advisor licensed to practice in your state for advice if you have questions about your specific circumstances.