Legal
Last Updated: July 7, 2026
These Terms and Conditions ("Terms") govern your purchase of the YWAIT Estate Planning Organizer™, any digital companion guides, and any other products or services offered by YWAIT Wealth Management ("YWAIT," "we," "us," or "our"). By placing an order, you agree to be bound by these Terms.
Please read them carefully before completing your purchase.
YWAIT Wealth Management is a financial planning and estate organization service operated by Jessica Wade, based in Yuma, Arizona.
YWAIT offers the following products through this website:
A flat shipping fee of $11.99 applies to Paperback Edition orders only, regardless of quantity or destination. Digital products carry no shipping fee and are delivered electronically. All prices are listed in U.S. dollars. Prices are subject to change without notice. The price displayed at the time of your order is the price you will be charged.
By placing an order, you represent that you are at least 18 years of age and that the information you provide is accurate and complete.
Payment is processed securely at checkout. We accept major credit and debit cards. Your payment information is handled by our payment processor and is not stored by YWAIT.
Some checkout flows may present one or more optional one-click add-on offers (such as the Beneficiary Blind Spot Audit or Trust Funding Blueprint) after your initial purchase. Accepting an add-on offer authorizes an additional charge to the same payment method used for your original order.
You will receive an order confirmation via email. If you do not receive a confirmation within 24 hours, please contact us at [email protected].
Paperback Edition: Ships directly from YWAIT Wealth Management. Please allow up to 10 business days for delivery. Delivery times can vary depending on your location and are estimates, not guarantees. We currently ship within the United States only. The $11.99 flat shipping fee is charged in addition to the product price and is non-refundable once the order has shipped.
Digital Edition & Digital Add-Ons: The Digital Edition of the Organizer, the Beneficiary Blind Spot Audit, and the Trust Funding Blueprint are delivered instantly by email and/or an on-screen access link at the time of purchase. No physical item is shipped for these products.
YWAIT is not responsible for delays caused by carriers, weather, or circumstances outside our control. If your paperback order has not arrived within 14 business days, please contact us.
This policy applies equally to physical (Paperback) and digital products. Because digital products are delivered instantly and irrevocably, and because physical products are custom-processed and shipped promptly upon order, YWAIT does not accept returns, issue refunds, or provide store credit for any product purchased through this website.
By checking the confirmation box at checkout and/or completing your purchase, you confirm that you have reviewed the items and total price shown and agree to this no-refund policy before your payment is processed.
The YWAIT Estate Planning Organizer™, the Beneficiary Blind Spot Audit, and the Trust Funding Blueprint are educational and organizational tools only. They are designed to help you gather and organize personal, financial, and legal information.
These products do not:
YWAIT Wealth Management strongly recommends consulting with a licensed estate planning attorney for all legal document needs.
All content in the YWAIT Estate Planning Organizer™, the Beneficiary Blind Spot Audit, the Trust Funding Blueprint, and any other YWAIT product — including text, layout, branding, and design — is the intellectual property of YWAIT Wealth Management and is protected by copyright law.
You may use these products for personal, non-commercial purposes only. Reproduction, resale, redistribution, or sharing of any portion of these products — including digital files — without written permission is strictly prohibited.
By placing an order, you agree to receive transactional communications related to your purchase (order confirmation, shipping updates, digital delivery links) via email.
You may also be added to our marketing email and/or SMS list. You can opt out at any time by clicking "Unsubscribe" in any email or replying STOP to any text message.
To the fullest extent permitted by law, YWAIT Wealth Management shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your purchase or use of any YWAIT product.
Our total liability to you for any claim related to your purchase shall not exceed the amount you paid for the specific product giving rise to the claim.
These Terms are governed by the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Yuma County, Arizona.
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date. Continued use of our services after changes constitutes acceptance of the revised Terms.
Questions about these Terms? We're here to help.